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Young Business Owner

Public Liability

Insurance in which the insured is legally liable to third parties for bodily injury or death and/or property damage incurred during the insurance period and occurring at the insured's insured place, including legal expenses incurred as a result of the insured's or employee's mistake or negligence while on duty, including the insured place's defect.

Features of insurance

Provides coverage for the limit of statutory liability to third parties for bodily injury or death and/or property damage incurred during the insured period and occurring within the Insured's premises, including legal costs.

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Suitable for business operators such as department stores, shops, offices, hotels, factories, schools, associations, building owners, restaurants, and so forth who require protection from risks associated with business operations or the policyholder's own operations. This insurance will compensate the policyholder for the amount of legal liability to death, bodily injury, or illness, and loss or damage to property of any person, including expenses and claim fees.

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  • Insurance premiums starting at less than 5 baht per day

  • There are various insurance plans to choose from according to the type of business

  • Buy this insurance plan without combining it with property insurance

  • Protection against legal liability to third parties

  • It covers the legal liability of the tenant and the lessor

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Insured business types

Business Group 1

  • Laundry or dry cleaning

  • General mini mart

  • Bag and shoes shop

  • Video rental shop

  • Sports equipment store

  • Selling car or motorcycle parts

  • Watch shop

  • Other stores in the mall or shopping center (not including Car Care shop)

  • Pharmacy

  • Clothing store

  • Bookstore

  • Gift shop

  • Home furniture store

  • Photocopy shop

  • Business card printing shop

  • Stationery store

  • Grocery store /other sub-stores*

  • Nail salon

  • Tailor shop

  • Photo studio

  • Wedding Studio

  • Flower shop

  • Grocery store

  • Sangkha ware shop

  • Camera shop

  • Eyeglasses shop

 

Business Group 2

  • Office (Tenant) area not more than 1,000 sq.m.

  • House for rent

  • Restaurant

  • Coffee Shop / Bakery Shop / Ice Cream Shop

  • Beauty salon

  • Traditional massage shop / spa

  • Tutoring institute

  • School of music, arts, languages, computers

  • General Clinic/Dental

  • Beauty clinic

  • Veterinary clinic

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Business Group 3

  • Office (building owner or tenant) with an area of ​​1,001-50,000 sq m.

  • Thai owned hotel (up to 100 rooms)

  • Associations/clubs (excluding nightclubs or cabarets)

  • Small-medium guesthouse (up to 100 rooms)

  • Small-medium resort (up to 100 rooms)

  • Apartment / Flat / Dormitory

  • Pet care and grooming shop

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Types of businesses that are not covered:
• Entrepreneurs that are not specified in the 3 business groups.
• In the case of entrepreneurs who are sub-stores, must not operate a business that collects or sells hazardous substances, dangerous goods such as gas, oil, fuel, fireworks, firecrackers, bombs, guns, any weapons or chemicals or flammable substances, etc.
• Business related to car service such as auto assembly shop, car garage, car care, car storage facility, etc.
• All types of entertainment venues such as karaoke, pubs, bars, massage parlors, cocktail lounge, etc.
• Amusement parks or entertainment venues that offer rides, water parks, skating, bowling, go-karts, and all kinds of stunt rides.
• Movie cinemas and live theaters

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